中文摘要

電信與網路犯罪由於查緝不易，近年來已成為犯罪者的溫床，其中詐騙案件猖獗影響民生最為嚴重，165專線自94年成立，除消極的由電信及金融人頭帳戶進行防堵之外，更希望快速地發掘新興的詐騙趨勢，以有效率的情境宣導方式，在正確的時機對民眾發出預警之通報，減少民眾受騙之機會。 據此，本計畫將由幾個面向同步著手進行，首先，本計畫將就本局165受理之電話詐騙及網路犯罪案件資料（含結構及非結構化）轉化為可供分析之數據資料，再透過導入商業智慧工具及視覺化犯罪模式分析工具，建置一「智慧型數據分析平台」及「視覺化犯罪模式分析系統」，前者主要著重在於量化分析，運用商業智慧（Business Intelligent）系統結合自然語言分析引擎，對既有結構化及非結構化之案件情資進行各項量化分析，後者主要為提供關聯及時序分析等犯罪模式分析的工具，透過視覺化分析軟體之輔助，協助偵查人員在分析大量及複雜之網路記錄、嫌犯通聯記錄、金流記錄等資料中，快速找尋潛在或隱藏在網路犯罪相關聯之嫌疑人、電話通聯記錄及彼此金融帳戶，並清楚分析與比對出該案件在各資料間彼此之關聯性及潛在性資訊，以期大幅提升打擊網路犯罪時效。 另由於網路犯罪多肇因於其身份虛擬化之特性，歹徒往往透過隱匿身份之方式施行詐騙，且由於個人電腦的安全防護有普遍不足之情況，導致得以輕易地入侵竊取個資、帳號密碼進行犯罪，而此類型的網路犯罪又有偵查不易之限制，因而造成網路詐欺犯罪急速之成長，此已非傳統警方藉由被動搜索或追蹤能夠解決，惟引進新科技進行主動偵測與防阻才是釜底抽薪之計；本計畫亦擬建置一「網路實名驗證平台」，期望透過具實名性質之行動電話（即以行動電話之申請人為實體）、動態密碼驗證，達成「虛擬交易，實體驗證」，藉此雙重驗證機制以確保網路交易安全，達到以科技機制遏止網路帳號或交易工具盜用的效果。 

English Abstract

Because of the arrest for telecommunications and Internet crime is not easy to be made, these communication technologies have become a serious hotbed for criminals in recent years. Among these criminalities, fraud cases threaten the livelihood of people the most. “165 Agency”, which has been established since 2005, not only attempts to prevent crimes by checking the telecommunications and bank account passively but also works hard on exploring new trend of fraud cases in a faster way. In order to decrease the possibilities of people’s being deceived, the agency also gives warning to the public at the right time by broadcasting propaganda efficiently. Hence, this project will be done and preceded from several fields. First, this project will convert all the dealt phone frauds and internet crime cases (including the structured and the unstructured) into analyzable data. Then build an “Intelligent Data Analytic Platform” and “Visualized Crime Pattern Analytic System” by importing Business Intelligence tool and Visualized Crime Pattern Analytic tool. The former, using Business Intelligent system to combine with natural language analytic engine, mainly focuses on quantitative analysis of both structured and unstructured cases. The later primarily provides Crime Pattern Analytic tool such as related and time analysis. By the aid of visualized analytic software, “Visualized Crime Pattern Analytic System” helps investigators to find the related suspects concealing in internet crimes, their communication records and bank account quickly when investigators are analyzing numerous and complicated Internet records, the communications records of suspects, the records of cash flow. To enhance the efficiency of combating internet crime, the system also clearly analyzes and compares the association between each data and the indirect information. In addition, Internet crime is mostly committed because of its characteristic of virtualization. Criminals often make fraud in the way of hiding his or her real identity. Also, because the II security protections for personal computers are generally inadequate, this results in the invasion of the capital account and the steal of password which leads to committing crimes easily. The difficulties of investigating such Internet crime make the Internet fraud grows rapidly. This problem can’t be solved by traditional police with passive search and track but the introduction of the new technology, active detection and prevention. This program also seeks to build an “Internet real-name identification platform” and achieves the slogan "virtual transaction and assured authentication" by a mobile phone with real name user and the dynamic password authentication. With this two-factor authentication mechanism, we hope to ensure the security of online transaction and exert the effect of using technology to prevent the theft of online account or trading tools. 

資料來源：https://goo.gl/uSHXvr